Terms of Service

1. Agreement to Terms

By accessing and using OfferPal ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Service.

2. Description of Service

OfferPal provides a real estate offer analysis platform that allows users to:

• Upload and analyze real estate purchase agreements
• Compare multiple offers and their terms
• Calculate net proceeds and financial analysis
• Generate professional reports and recommendations
• Manage property listings and offer workflows

3. User Accounts and Registration

To use our Service, you must create an account and provide accurate information. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use
• Ensuring your information remains current and accurate

4. Acceptable Use

You agree to use our Service only for lawful purposes and in accordance with these Terms. You may not:

• Upload false, misleading, or fraudulent information
• Violate any applicable laws or regulations
• Infringe on others' intellectual property rights
• Attempt to gain unauthorized access to our systems
• Upload malicious code or viruses
• Use the Service for any unlawful real estate practices
• Share your account access with unauthorized parties

5. User Responsibilities

As a user of OfferPal, you acknowledge and agree that:

• You are a licensed real estate professional or authorized to handle real estate transactions
• You will verify all information before making business decisions
• You understand that our analysis is for informational purposes only
• You will comply with all applicable real estate laws and regulations
• You will not rely solely on our Service for legal or financial advice
• You will maintain proper confidentiality of client information

6. Data and Content

Your Content

You retain ownership of all data, documents, and content you upload to our Service. By uploading content, you grant us a limited license to process, analyze, and store your content to provide our services.

Our Content

Our Service, including software, algorithms, reports, and analysis tools, is our intellectual property. You may not copy, modify, distribute, or reverse engineer our platform.

7. Privacy and Data Security

We are committed to protecting your privacy and maintaining the security of your data. Our data practices are detailed in our Privacy Policy, which is incorporated into these Terms by reference.

8. Subscription and Payment

Our Service may offer various subscription plans with different features and pricing. By subscribing, you agree to pay all applicable fees and taxes. Subscription fees are billed in advance and are non-refundable except as required by law.

9. Disclaimers

10. Limitation of Liability

11. Indemnification

You agree to indemnify and hold harmless OfferPal from any claims, damages, or expenses arising from your use of our Service, violation of these Terms, or infringement of any third-party rights.

12. Termination

Either party may terminate this agreement at any time. Upon termination:

• Your access to the Service will cease
• You may request export of your data within 30 days
• We may delete your data after the retention period
• These Terms will remain in effect for applicable provisions

13. Governing Law

These Terms are governed by the laws of the jurisdiction where OfferPal operates, without regard to conflict of law principles. Any disputes will be resolved through binding arbitration.

14. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes via email or platform notifications. Continued use of the Service after changes constitutes acceptance of the new Terms.

15. Contact Information

If you have any questions about these Terms of Service, please contact us at: